Loan Process: Do's and Don'ts


  • Do get pre-approved.
  • Do work with a professional. (Loan Originator, Realtor, Appraiser, etc.)
  • Do keep an open line of communication with your loan officer.
  • Do start a savings plan.
  • Do maintain continued employment.
  • Do make timely payments on your rent, credit cards, lines of credit or other outstanding accounts.
  • Do have a paper trail to document where funds are coming and going in your bank accounts.
  • Do keep all your paystubs, bank statements, and tax returns.
  • Do be knowledgeable of other costs associated with closing on your mortgage.
  • Do tell us about any property you own. (house, condo, land…even if it’s free and clear)


  • Don’t transfer any money around.
  • Don’t make cash deposits.
  • Don’t go house hunting with no idea how much home you can afford.
  • Don’t go MIA during the home loan process.
  • Don’t assume home payment estimates include the property taxes in them.
  • Don’t make any major purchases. (such as a new car, or new furniture)
  • Don’t change jobs until after the loan has closed.
  • Don’t open or close existing lines of credit without consulting a professional.
  • Don’t omit debts from your loan originator as these may come back and hurt you in the end.

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Three great offices to serve you!

1228 Westridge Pkwy
Greensburg, IN 47240
Phone: 812-663-2255
Fax: 812-663-9754
101 N Morgan Street
Rushville, IN 46173
Phone: 765-938-5888

703 N Harrison St
Shelbyville, IN 46176
Phone: 317-825-0623
Fax: 317-825-0649

Contact Us

We are happy to help you make the best decision for you whether you are buying a home or selling a home.  Contact us TODAY so we can get started.

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Christie McLaughlin, Broker-Owner | 812-663-2255 | Contact Us
1228 Westridge Pkwy - Greensburg, IN 47240
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